The Importance of Planning for Long-Term Care

Americans today are enjoying longer, healthier lives than ever before. This added longevity is a wonderful opportunity—more time with family, more experiences and more independence. At the same time, it also means planning ahead becomes even more important, especially when it comes to long-term care.

In Connecticut, the median yearly cost for a full-time home health aid is $80,080. Experts predict that the price could climb to $107,616 in the next 10 years. When you add rent or a mortgage, food, utilities and other monthly costs, the cost of aging in-home can quickly become unmanageable. That makes planning for long-term care not just wise, but essential.

A Smarter Long-Term Care Option

Fortunately, there’s a senior living solution that offers personal and financial protection throughout the aging process. It’s called a continuing care retirement community, or CCRC.

A CCRC is an all-inclusive, tiered approach to aging well. Residents typically move in while still active and independent. Then, if needed, the community offers access to a continuum of long-term care available on the same campus – often under the same roof. Neighborhoods within the community include Independent Living, Assisted Living, Memory Care and frequently offer Skilled Nursing and Rehabilitation.

CCRCs often include wellness programs, social engagement opportunities, personal services and a range of amenities such as on-campus fitness centers and lifelong learning opportunities. Additionally, living in a CCRC is maintenance-free, allowing older adults to leave behind the hassles of property upkeep.

Full-service dining at a CCRC is a significant benefit to seniors who may not otherwise have access to nutritious, daily meals. Residents in these communities find fresh, well-balanced menus, served by an executive chef and culinary staff. The benefits of healthy eating include lower risks of obesity, heart disease and certain types of cancer.

A Type A CCRC, such as Meadow Ridge, includes Lifecare, a benefit that ensures care for life, on campus, at a predictable monthly cost.

A CCRC is more than just a convenient, cost-effective alternative to expensive in-home health services; It’s a friendly, welcoming setting in which to begin an exciting new chapter of life where opportunities abound and Lifecare provides peace of mind about future care expenses.

Am I ready to consider a Life Plan Community?

Choosing a CCRC is a big decision, one that should take several factors into account, including your current living arrangements, financial situation and long-term goals for yourself. When considering moving to a CCRC, here are a few things to ask yourself:

• Am I worried about being a burden to family or friends?

Residents often say that moving to a CCRC was a gift to their adult children. Their families can rest easy, knowing Mom and Dad are secure and have a safe neighborhood to call their own.

• Will I be able to continue enjoying a rewarding and social lifestyle?

Maintaining connection and engagement is a top priority. At a CCRC, residents have access to a vibrant community where friendships naturally develop around shared interests and experiences. A wide variety of activities and social opportunities are always available—so you can choose to participate as much or as little as you like, ensuring companionship is never mandatory, but always within reach.

• Has home maintenance become more difficult than it used to be?

A CCRC takes care of maintenance, inside and out. On-campus staff will handle installations and repairs. Yard work, landscaping and snow removal are the responsibilities of the community, not the residents.

• Do I feel safe in my home and in my neighborhood?

Round-the-clock security is often a feature at a CCRC. Many communities are gated to manage who enters. Staff will know your name and will protect your residence while you’re out for the day or traveling.

Planning for Peace of Mind

Planning for long-term care is ultimately about peace of mind. At Meadow Ridge, you can enjoy an active, independent lifestyle today while knowing a full continuum of care is available if your needs change. By choosing a community that supports both your present and future well-being, you can feel confident that you’re prepared for whatever comes next.